How would your business change if you had access to working capital? Would you expand? Remodel? Buy new equipment? Increase advertising? With Worldbanc, access to capital for your business may not be far away.


Through a referral relationship, Worldbanc can help business owners like you access a financial solution that can help dramatically advance their business. This relationship allows merchants to benefit from Worldbanc’s operational expertise in providing credit card processing solutions, and our referral partners’ leading-edge funding capabilities. This is an exciting new opportunity for small and medium sized companies.


How Does The Business Cash Advance Program Work?


Unlike a loan, the cash advance program provides a fast, easy way for businesses to gain access to working capital today by tapping into their future credit card sales. A business sells a portion of its future credit card sales at a discount and receives a lump sum cash payment.


  • Funding can occur in as little as 5 - 10 days.
  • Improves cash flow.
  • Easy payback terms and conditions.
  • Builds business credit.
  • Tax deductible.
  • Does not affect a business' debit-to-income ratio.
  • Payments are based on credit card sales – no fixed payments!

What are the requirements for a Business to qualify?


  • Be in business for at least 1-year.
  • Business has a fixed location.
  • Accepts credit cards as a form of payment.
  • Has no open tax liens, judgments or bankruptcies.
  • Must be a Retail, Restaurant or Service Business.
  • Is in good standing with landlord at business location.
  • Provide processing statements for the previous 4 months.
  • Business owner must be current with their rent or mortgage.
  • Business must process at least $5,000 per month in credit card sales.


To learn more about our Business Cash Advance program please fill out our form.

Let Us Help

Whether opening a new business or expanding an established one, we provide flexible and reliable products and services that enable merchants around the world to accept credit cards. Worldbanc is ready to take your business into the future!

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