E-Commerce Credit Card Processing via Internet


The fastest-growing segment of credit card use today is in “card-not-present" transactions in which a customer makes his or her purchase by mail order or telephone order (MOTO), by facsimile, or via the Internet instead of being physically present at the merchant's location.


If you want to process credit cards for Internet, telephone, or mail order transactions, you'll need a special merchant account specifically designed for that purpose. Because you never take physical possession of a credit card so that you can swipe it through a magnetic strip reader, both Visa and Mastercard use different criteria for evaluating risk and have different fee structures for card-not-present transactions.


Worldbanc can help you easily establish such a merchant account and the entire process will take just minutes of your time and you'll be up and running in a matter of days. Contact Us today to get started!


Internet Payment Gateway


Worldbanc is an industry leader in credit card and electronic check processing for Internet businesses. Whether you are just starting your e-business or have an existing web site that needs payment processing, Worldbanc has the products and expertise to ensure your e-business success.


We have devoted our energy and resources to making Web transactions reliable, secure, and scalable for thousands of merchants. We can do it for you!


We have full service payment gateway with all of the features and services you need to process e-commerce transactions.


Processing Solutions

  • Shopping Cart
  • Real-time Gateway
  • Virtual Terminal
  • Merchant Account
  • Back up Swipe Terminal


Processing Software

Processing Software

E-Commerce Gateways provide full credit card processing functionality with features such as on-line customer credit card authorizations, batched transactions, fraud detection and prevention, with full transaction reports.


E-Commerce Gateways can be integrated into virtually any internet storefront using an HTML query string or a simple form submit. With the use of our Universal Shopping System you can embed products for sale on any website without the use of scripts, programs, or other complicated technology.

Gateway Software Features and Benefits


Virtual Terminal Software

The Virtual Terminal allows you to perform and process manual transactions such as Sale/MOTO, Credit/Return, and Pre-Auth/Book. Sales orders collected from your web site through secure email can also be processed manually with the Virtual Terminal.


Comprehensive Online Reporting

The Reports tool allows you to view all credit card Settlement Reports (Sales, Pre-Auths, Credits, etc.) by date, by credit card number, by order number, or by Customer ID. You can also see when a batch was run, how much the batch totaled, and which transactions were included in the batch.


The Export Orders utility allows you to export sales data using several popular file formats. You and your accountant will appreciate these features.



The Administration tool is used to define processing and security settings for your account. You provide all of your pertinent information such as company name, merchant username, and password. You may also choose from the payment acceptance options available and provide security, processing, and access group instructions. Remote Processing functionality is also accessed through the Administration tool group.



Recurring Billing

Recurring billing features offers a robust, yet easy to use recurring billing system that can be configured to suit the needs of your business. The Transaction Manager Recurring Billing technology helps capture and protect up to 10% more of your subscriptions annually boosting your bottom line.


Fraud Protection

Developing and maintaining a current negative database of payment types and customers that have caused you problems or have committed fraud is useful in helping your business reduce costs and maintain profits.


The Transaction Manager Fraud Protection system allows you to lock out, or unlock, certain credit cards, individuals, and/or countries that you choose not to support. This feature enables you to monitor your system for fraudulent transactions and set specific parameters for which types of transactions you will not accept.


Order Processing

The Order Processing feature allows you to generate reports of all of your open or unshipped orders so that you may process and label them closed or shipped. You may also generate reports of all your closed or shipped orders for review or accounting purposes.


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